Straight Forward Group Benefit Solutions that Deliver Results
The group benefits industry is infamously complex. Changing rules and interpretations around coverages are just the tip of the iceberg, leaving HR leaders and business owners scratching their heads.
What makes matters worse is that many group benefits consultants and providers believe in the ‘set it and forget it’ approach.
That just doesn’t sit well with us.
Our philosophy is focused on always striving to give you the right advice and the right solution at the right price. It is our relentless pursuit to always “try harder” so that you can focus on your core business.
That’s the Navigate way.
Our goal is to provide a competitive benefits plan for our clients that runs smoothly, is cost effective and worry free. Complete accessibility, transparency and simple, same-day communication is our strength. Once on board, smooth navigation is our focus.
Our Suite of Group Benefits Solutions
- Life Insurance
- Accidental Death and Dismemberment
- Dependent Life Insurance
- Critical Illness
- Short Term Disability
- Long Term Disability
- Extended Health Care
- Dental
Is your group benefits plan delivering? We can help. Find out more.
Ensure Your Executives are Adequately Covered
Most group benefit plans work well to provide adequate coverage for the average employee. But when your executives are anything but average, Navigate Benefit Solutions can recommend a variety of options to create loyalty from your company’s leadership to ensure they are adequately covered.
VUMI Global Medical Coverage. With this product Canadians faced with a serious illness can achieve the optimal medical outcome with the financial coverage needed to connect them to top-quality second opinions at world class institutions, as well as the best healthcare in leading centres of excellence.
Executive Disability Top Up. A group Benefit Plan is designed to be one-size-fits-all, but when it comes to the executive team it will often leave you short. We identify the need to increase disability coverage for higher income earners and ensure that your coverage provides the income you need in the event of a disability.
Key Person Insurance. Does your business depend on a Key Employee? Key Person Insurance helps your business recover in the event of a loss or disability to someone who is invaluable to your company.
Corporate Asset Transfer. This strategy helps diversify your corporation’s asset mix in a tax-efficient manner, provides liquidity and can help increase the value of your corporation and what you are able to leave to your beneficiaries.
Individual Benefit Solutions as Individual as you Are
It is often a confusing struggle to find sufficient, cost-effective benefits coverage without having traditional employment.
That’s why we have created a plan that gives individuals access to group benefits coverage that fits you and your family’s needs. No medicals, no waiting periods. No confusion.
Choose from Basic, Enhanced or a Retirement program. All plans include variations of the following coverages and are available for Singles, Couples and Families:
- Life Insurance
- Dependent Life Insurance
- Drug Coverage (Direct Bill)
- Vision Care
- Healthcare Coverage
- Dental Coverage
We are devoted to helping our customers succeed. We have the most knowledgeable team of experts in the industry and we’re ready to help you achieve your goals. Speak to one of our Navigators to discuss your individual benefit coverage needs.